Listen to our popular Pilot’s Portfolio Podcast
Listen to our popular Pilot's Portfolio Podcast to get answers to your questions!FINANCIAL PLANNING Services
We use a proven set of financial strategies to optimize your money.
AIRLINE PILOTS
BUSINESS AVIATION PILOTS
TRANSITIONING MILITARY
Creating and preserving wealth requires discipline, focus and forethought
We believe that financial planning is more than just managing investments or saving for retirement. It’s about taking a holistic view of your entire financial life and thinking ahead to your vision of the future. What does life look like in 5 or 10 years? What does life look like when you’re retired? What impact have you had on your children and grandchildren? We understand that pilots have both unique financial considerations and uncommon lifestyles; our approach is tailored to meet those specific needs.
By focusing on the core areas where your money can be thoughtfully managed and intelligently tracked over time, we create a comprehensive financial plan that addresses your short-term and long-term goals. We understand that these areas are interconnected. A well-rounded financial plan considers how each one impacts the others. Whether it’s optimizing your 401k contributions, minimizing your tax burden, or maximizing your liquidity, we’re here to guide you every step of the way. We guide professional pilots towards a future of financial success and stability.
When I stop flying, can I maintain my current standard of living for the rest of my life without running out of money?
RETIREMENT PLANNING
Retirement planning begins long before your final flight. Our long-term approach ensures you can make this transition as smoothly and stress free as possible. During your career, you will have many opportunities to determine how to build and manage your retirement plan. We guide pilots through each part of the journey. Regardless of what phase of your retirement planning you’re in: we’ll focus on maximizing retirement income and decreasing your lifetime tax liability so you can maximize your financial flexibility. Remember, no two pilots are identical so your plan may deviate a little or a lot from the guy flying next to you.
THE number of EXTRA years pilots live compared to the general population
questions about navigating your retirement?
If you’re thinking ahead about trading in the flight deck for a more leisurely lifestyle, let’s make sure your retirement is as smooth as your landings. Explore our frequently asked questions about retirement planning to determine if our approach is the right fit for you.
INVESTMENT MANAGEMENT
Investment management is the professional management of your investment portfolio to help you meet your financial goals. We use a fiduciary and disciplined approach for the stewardship of your assets. We adhere to specific investment management strategies to help you grow, protect, and maximize your assets. We will consider tax efficiency, coordination of assets across accounts, research, and your risk tolerance and risk capacity.
How are my investments doing? Do I understand how to allocate investments across my airline 401k and other investment accounts? Will I be able to access the money when I want to/need to?
want to know more about your investment management options?
We’ve put together a list of commonly asked questions to help you better understand our investment management services. You may be curious about our investment philosophy, the types of accounts we can manage, the cost of our services, and the process of transferring your assets. Get some insight into our process by exploring our frequently asked investment management questions.
The number of years it takes an investment to double at a 9% annual return
am i missing strategies to use my tax options for wealth accumulation instead of government payments?
TAX PLANNING AND PREP
As a pilot with a high W2 income, taxes must be planned for and managed. Tax planning is the best way to anticipate, manage and reduce your current and future tax liability. Seniority is everything. We understand the projection of your cash flow as your seniority increases. We understand the impact of upgrading to CA, moving to an international fleet or picking up extra trips during the busy season. This allows us to run tax projections in advance and monitor your movement between tax brackets and plan accordingly. Tax planning continues after you retire and you move into the distribution phase. With tax legislation constantly changing and becoming increasingly complex a tax-aware approach is required to keep more of what you’ve earned.
the number of pages of federal and state tax code
wondering how to get the most out of your tax returns?
The U.S. tax code is notoriously complex, leading to errors and overpayments, especially for individuals with intricate financial situations. Read through our general questions about tax prep to understand how we work with you to maximize your finances.
UNION AND AIRLINE BENEFITS
Trust us to help you navigate your union and airline benefits. Your life is dynamic and so is your benefit selection. We understand which benefits you should take advantage of and when. Our benefits advice is tailored to help you make informed decisions about your present and future financial life. From pension plans, healthcare options and life and disability insurance, we’ll guide you through the intricacies of your benefits package, ensuring your hard-earned financial position is protected.
What specific steps should I take now to transition smoothly from active pilot to retiree and manage my healthcare and other benefits?
Select a major airline to dive into key details about your specific retirement benefits
