Q&A: ROTH, 401A, AND DAF STRATEGY

Q&A: ROTH, 401A, AND DAF STRATEGY

Making Sense of Donor‑Advised Funds, Roth Elections, and Delta’s 401(k)/401(a) Financial planning for professional pilots can feel like navigating a stack of charts on a turbulent day. You know where you’re trying to go, but getting there requires clarity, timing, and...
SHOULD SOUTHWEST PILOTS TAKE THEIR NEC AS ROTH?

SHOULD SOUTHWEST PILOTS TAKE THEIR NEC AS ROTH?

Starting in 2026, Southwest pilots have a brand‑new planning tool at their disposal, the ability to take their NEC (non‑elective contribution) as Roth. This may sound like a small tweak, but it actually opens the door to a very different tax experience for pilots....